Terms & 
Conditions

Welcome to Americantitleloans.com. Please review the following basic rules that govern your use of our Site and also read our Privacy Policy regarding the information that you provide to us. Please note that your use of our Site constitutes your agreement to follow and be bound by those rules. By using the Americantitleloans.com website, you are fully accepting the terms and conditions. If you do not accept these terms and conditions, you must immediately stop using the Website.

Electronic Communications

When you visit Americantitleloans.com or send emails to us, you are communicating with us electronically, you consent to receive communications from us electronically. We will communicate with you by email or by posting notices on this Site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. You agree that we may send email to you for the purpose of advising you of changes or additions to this Site, about any of our products or services, or for such other purposes as we deem appropriate.

Consent to Receive Marketing E-mails from ATL

If you provided an e-mail address, you hereby consent to receive marketing e-mail for additional products and services, in addition to e-mail relating to your account and the services you have requested. By providing such information you authorize Lender to send you electronic communications, including without limitation, marketing e-mails, e-mails about your account (including payment dates, missed payments, and payment amounts), and other account information.

Do-Not-E-mail List

If you provided an e-mail address, but want to “opt-out” of receiving marketing e-mail for additional products and services, or previously opted-out of receiving marketing e-mail from American Title Loans, please indicate by clicking opt-out at the bottom of the e-mails.

Copyrights

All copyright, trademarks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to American Title Loan Centers as permitted by law. In accessing this Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder.

Links to Other Web Sites and Services

This Site contains links to outside services and resources, the availability and content of which ATL does not control. We are not responsible for examining or evaluating, and we do not warrant the offering of these businesses or individuals or the content of their web sites. ATL does not assume any responsibility or liability for the actions, products, and content of these and any other third parties. Any concerns regarding any such service or resource, or any link thereto, should be directed to the particular outside service or resource.

Disclaimers and Limitation of Liability

THIS SITE IS PROVIDED BY ATL ON AN “AS IS” BASIS. ATL MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE, OR THE INFORMATION, CONTENT, MATERIALS OR PRODUCTS, INCLUDED ON THIS SITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, ATL DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY; NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE. YOU ACKNOWLEDGE, BY YOUR USE OF THE SITE, THAT YOUR USE OF THE SITE IS AT YOUR SOLE RISK, THAT YOU ASSUME FULL RESPONSIBILITY FOR ALL COSTS ASSOCIATED WITH ALL NECESSARY SERVICING OR REPAIRS OF ANY EQUIPMENT YOU USE IN CONNECTION WITH YOUR USE OF OUR SITE, AND THAT ATL DOES NOT WARRANT THAT THIS SITE, ITS SERVERS OR EMAIL SENT FROM ATL ARE FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS. ATL WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL PUNITIVE AND CONSEQUENTIAL DAMAGES. CERTAIN STATES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Applicable Law

This Site is created and controlled by ATL in the State of Utah, USA. As such, the laws of the State of Utah will govern these disclaimers, terms and conditions, as well as all sales of products and other transactions affected through this Site and any disputes relating thereto without giving effect to any principles of conflicts of laws. We reserve the right to make changes to our Site and these disclaimers, terms and conditions at any time.

Indemnification

You agree to defend, indemnify and hold ATL harmless from and against any and all claims, damages, costs and expenses, including attorneys’ fees, arising from or related to your use of the Site.

Disputes

This Site is controlled and operated by ATL from its offices in Salt Lake City, UTAH. Any dispute arising under this Agreement shall be resolved exclusively by the state and federal courts of the State of Utah, and/or the City of Salt Lake City.

License and Site Access

Unless otherwise specified, this Site and the Contents thereof are displayed solely for the purpose of promoting and selling ATL products and services available in the United States. ATL grants you a limited license to access and make personal use of this Site pursuant to the terms and conditions stated herein. This license does not include any resale or commercial use of this Site or its Contents; and collection and use of any product or service listings, descriptions, or prices; and derivative use of this Site or its Contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information of ATL without express written consent. You may not use any meta tags or any other hidden text utilizing ATL’ name or trademarks without the express written consent of ATL. Any unauthorized use terminates the permission or license granted by ATL. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of ATL so long as the link does not portray ATL, or its product or services in a false, misleading, derogatory, or otherwise offensive manner. You may not use any ATL logo or other proprietary graphic or trademark as part of the link without express written permission. You shall not upload to, distribute, or otherwise publish through this Site any Content, information, or other material that (a) violates or infringes the copyrights, patents, trademarks, service marks, trade secrets, or other proprietary rights of any person; (b) is libelous, threatening, defamatory, obscene, indecent, pornographic, or could give rise to any civil or criminal liability under U.S. or international law; or (c) includes any bugs, viruses, worms, trap doors, Trojan horses or other harmful code or properties.

Termination

This Agreement is effective unless and until terminated by ATL. ATL may terminate this Agreement at any time and may do so immediately without notice, and accordingly deny you access to the Site, if in ATL’ sole discretion you fail to comply with any term or provision of this Agreement. Upon any termination of this Agreement by ATL, you must promptly destroy all materials downloaded or otherwise obtained from this Site, as well as all copies of such materials, whether made under the terms and conditions of this Agreement or otherwise.