At American Title Loans, if you have a car, we have a car title loan for you! We can provide loans on almost ANY car, regardless of the year, mileage, or condition. If you have a paid off car and you can legally drive it to our store, we can loan you up to $750 as a minimum and up to $25,000 as a maximum. As always, the total amount and conditions we can loan varies by state so visit or call your local store for an estimate for your car.
Some lenders only accept cash at the office. We accept cash, money orders, cashier’s checks and in many states, debit cards! Paying with a debit card saves you a trip into the store to make your payment. We can take your information over the phone or set up automatic monthly payments. Some stores may require a processing fee for debit card transactions.
While some lenders require insurance or require that you purchase their road side assistance protection in order to get a car title loan, we don’t! No insurance required—Period. Our goal is to get you the funds you need, not sell you insurance.
Life happens. Things happen. We understand that. If you find yourself short one month, call us, we will do everything we can to work with you and your circumstances.
When you get a title loan with American Title Loans your car remains your car; you keep it, you drive it! We hold onto the car title while the loan is outstanding. Once the car title loan is paid back, the car title is yours.
In most cases we do not require a credit check when you get a loan. Your car title loan is based on the value of your car and your ability to pay the car title loan back. Bad credit or no credit, not an issue!
We appreciate your business and show our appreciation when you spread the word. Regardless if you are a customer or not, send in a friend (who hasn’t had a loan with us before), and if your friend gets a $500 or greater car title loan from us, we’ll give you $100 cash as our way to say thanks!
We require a valid government issued ID, we just don’t care what government issues the ID. Your current Foreign ID is fine with us.
You need to bring in a few things to get a car title loan from us:
We don’t check credit or require insurance. Nobody makes it easier!
* Loan approval subject to vehicle inspection, income verification, application approval and state specific guidelines. You must be at least 18 years of age.