For Referring A Friend To Us
Benefits to a Car Title Loan
American Title Loans provides short-term loans based on the value of your vehicle and your ability to repay the loan. The amount you are offered will depend on your application information, your income, and your payment history with us. To qualify for a loan you must have a regular source of income.
At American Title Loans, our easy online application process helps you get the fast cash you need to cover life's unexpected events. This is a new option for people who want a short term loan without the hassle of going to a bank or the costs of a payday loan.
Over a Traditional Bank Loan
American title Loans does not do credit checks or report to a credit agency. Bad credit, no credit, bankruptcy you can get approved. At American Title Loans your loan is based soley on the value of your car and your ability to repay the loan.
Over a Payday Loan
American Title Loan’s rates are typically 200% – 500% lower APR than payday loans. Many payday lenders charge $20 to $30 per hundred dollars borrowed for every 2 weeks you keep the loan. That's a 521% to 782% APR! And even if you pay off the loan early, you may still owe the entire loan fee. With our “No Hidden Fee” payment options. At American Title Loans, you can pay off your loan in part or completely at any time - with no penalties. It's your choice.
No Hidden Fees
At American Title Loans there are no hidden charges or fees – you only pay interest for the time you keep the loan. We never charge prepayment penalties, and we make it easy for you to lower the cost of your loan by paying down or paying off your loan early. Pay off your loan in 3 days - you'll only pay 3 days worth of interest… That’s it.
No Credit Check, No Credit Reporting
Your loan is based soley on the value of your car and your ability to repay that loan. American Title Loans does not check credit before doing a transaction.
No Insurance Required
As long as you car is legal to drive, American Title Loan does not require collision insurance of any kind.
You Keep the Car
When you get a loan with American Title Loans, we keep the title and you get to keep and drive your car.